Rare Indian Shares ( by Ashwani K Aggarwal ): Altius Investech on Grihum Housing Finance

June 03, 2026

Altius Investech on Grihum Housing Finance - Message Received

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MESSAGE

Invest in Grihum Housing Finance Today Through Altius Investech

Grihum Housing Finance, a leading affordable housing finance company focused on serving self-made individuals across India's underserved markets. Backed by TPG (98.31% stake), the company leverages a strong distribution network and technology-driven lending model to drive home ownership and financial inclusion.

The company operates 208 branches across 18 States & UTs, serves 85,000+ customers, and manages an AUM of ₹9,374 Cr with a net worth of ₹2,804 Cr.

Key FY26 Highlights:

• Revenue remained stable at ₹1,254 Cr, supported by resilient loan book growth.
• PAT stood at ₹185 Cr, with profitability impacted by higher finance costs.
• EPS declined to ₹56.62, in line with lower earnings during the year.
• Borrowings reduced 11.2% YoY to ₹6,089 Cr, strengthening the balance sheet.
• Net worth increased to ₹2,804 Cr, reflecting prudent capital management.
• The company continues to benefit from a focused affordable housing strategy and expanding presence in "Real Bharat" markets.

Overall, Grihum Housing Finance remains well-positioned to capitalize on India's growing affordable housing opportunity, supported by a strong capital base, disciplined lending practices, and a scalable distribution network.