July 23, 2026

Digital Lending Needs Regulation - Moneylife / Sucheta Dalal

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Digital Credit Without Limits: A New Moneylife Foundation Study

 
Digital lending has transformed access to credit in India, offering millions of borrowers faster and easier access to formal finance. However, our interactions with consumers over the past few years have also revealed a growing number of cases involving multiple digital loans, mounting repayment obligations and borrowing costs that many borrowers struggle to understand.
 
Many of you have written to us over the years to share your experiences and concerns regarding digital lending. Those interactions, together with our credit counselling work and policy engagement, helped shape this study. We are pleased to share it with you.

Moneylife Foundation's latest report, "Digital Credit Without Limits: Why India Needs to Regulate the Cost and Count of Digital Loans", examines these issues through an analysis of credit counselling cases, the regulatory framework governing digital lending and publicly available data.
 
As digital lending continues to expand rapidly, it argues that protecting borrowers requires looking beyond disclosure to issues such as cumulative borrowing and the overall cost of credit.
 
Among the questions it explores are:
  • Why do borrowers continue to accumulate multiple digital loans?
  • Are existing disclosure requirements sufficient to protect consumers?
  • How can responsible lending be strengthened without restricting access to formal credit?
 
It also puts forward a series of policy recommendations aimed at strengthening consumer protection while supporting sustainable growth in digital lending. Copies have been shared with the Ministry of Finance, the Reserve Bank of India, industry bodies and other key stakeholders for their consideration.
 
Read and download the report here: https://www.mlfoundation.in/memorandum/digital-credit-without-limits/613.html
 
We hope you will find it useful and encourage you to share it with others who may be interested in digital lending, consumer protection and financial sector policy.
 
Warm Regards,
 
Sucheta Dalal
Founder-Trustee
Moneylife Foundation
 
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Hero Fincorp 2025-2026 Annual Report

 Please click;-

https://hfcl-website-cms.s3.ap-south-1.amazonaws.com/2025_26_18b9e11e2f.pdf

 Official site

https://www.herofincorp.com/

Blog Comments 

Some pre IPO  shares of Hero Fincorp  are available for Sale / Purchase with Dealers of Rare Indian Shares

 

July 21, 2026

Modi Industries- Annual Report 2024-2025

 Please click ;-

http://www.modiindustries.net/wp-content/uploads/2017/12/MIL%20Annual%20Report%202024-25.pdf

Official site

https://www.modiindustries.net/ 

Blog Comments

Some shares of Modi Industries are available for Sale / Purchase with Dealers of Rare Indian Shares.

July 20, 2026

Rare Indian Shares Site seeks Collaborators / Partners

Rare Indian Shares Site  has been  India 's Number 1 site , on Unlisted shares ,for the last 18 years.

We now seek Partners so that the Site can achieve its true potential .

Those interested please email '-

akaj188@gmail.com


3A Financial Buying / Selling API Holdings , Fusion Techstack ,Inkel Limited , Ticker Limited , Others

3A Financial Services deals in Unlisted Shares & Securities .

Following are the scripts that is trading in unlisted market-

  

              1)  API Holdings Limited

 

              2) Fusion Techstack Limited

 

                     3) Inkel Limited

 

             4) Ticker Limited

 





Contact us to buy unlisted shares – 9867572101

 

Housing Society Problems? Get Free Expert Guidance-Wed. 22 July, 3-6pm:

 


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Get free one-on-one guidance from Mr Mohammed Afzal, an experienced advisor on co-operative housing society matters.
 
Discuss issues relating to:
  • Redevelopment
  • Conveyance and deemed conveyance
  • Society governance
  • Managing committee disputes
  • Parking issues
  • Nomination and inheritance matters
  • Registrar complaints and related proceedings
 
Note: Mr Shirish Shanbhag will resume the counselling sessions after his recovery from a scheduled medical procedure.
 
Mohammed Afzal is a civic and consumer rights activist with over 47 years of experience in the social sector. He has worked extensively on civic, traffic, consumer and housing society-related issues and has guided citizens on grievance redressal, society governance and dispute resolution. Known for his practical and citizen-centric approach, he has been actively involved in public awareness initiatives and various consumer and civic forums in Mumbai.
 
Guidance and counselling will be provided on an appointment basis. Please do carry all documents relevant to your case.
 
 
 
Venue: Moneylife Foundation, 102, 1st floor, Prabhadevi Industrial Estate, Near Siddhivinayak Temple, Veer Savarkar Marg, Prabhadevi, Mumbai - 400025.
 
RSVP: Theresa at +91 22 35131664 |+91 22 35036925 or Call/SMS/ WhatsApp on +91-7045156415 or email foundation@moneylife.in (Please give your Name. email ID & Contact number)
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Unlisted shares - Many Investors Mint Money- Economic Times link

 Please click ;-

https://economictimes.indiatimes.com/wealth/invest/investing-before-an-ipo-as-nse-jio-platforms-prepare-to-list-five-early-investors-reveal-the-rewards-risks-and-patience-required/articleshow/132473662.cms

Economic Times post on NSE / IPO

 Please click ;-

https://economictimes.indiatimes.com/markets/ipos/fpos/nse-stock-draws-rare-sell-call-ahead-of-long-awaited-ipo-debut/articleshow/132453386.cms

Please also read ;-

Unlisted shares - Many Investors Mint Money- Economic Times link

https://economictimes.indiatimes.com/wealth/invest/investing-before-an-ipo-as-nse-jio-platforms-prepare-to-list-five-early-investors-reveal-the-rewards-risks-and-patience-required/articleshow/132473662.cms 

  Blog comments

 NSE Share is Re 1 paid - Please Recheck This.

 Some pre IPO shares of NSE are available for Sale / Purchase with Dealers of Rare Indian Share

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OLD POST 

 

July 07, 2026

NSE ipo News

 https://www.moneycontrol.com/news/business/markets/nse-ipo-likely-to-get-sebi-approval-by-next-month-say-sources-issue-may-open-in-september-13968103.html

NSE ipo News ' effect on BSE . MCX shares

https://www.moneycontrol.com/news/business/markets/bse-mcx-shares-fall-4-as-jefferies-sees-ipo-bound-nse-as-more-diversified-13967752.html 

 Please also read ;-

 BSE Vs NSE Shares  ET link

https://economictimes.indiatimes.com/markets/ipos/fpos/nse-vs-bse-should-investors-buy-bse-shares-now-or-wait-for-one-of-the-biggest-ipos-in-india/articleshow/131818692.cms?utm_source=newsletter&utm_medium=email&utm_campaign=NIO&type=investment&ncode=d361cc3f69bb34864998bcae362a59d3389ddea79007c0dbc92bb71427dfdba382e358ae138c194b4d11834cd5bfec0eeea2fbaba361a6b2c1080682214752f467ba7db4ee95efbedd1134cab5d949a7dd922307e99ca346&nl_id=5f5a31db80f79664e95679d0

July 19, 2026

Invade Agro presently Unlisted , to List post Amalgamation of Chambal Breweries and Distilleries

Amalgamation Scheme 

5 shares of Invade Agro for every 2 shares of Chambal Breweries  Chambal Breweries' CMP Rs.37 / share

https://www.chambalkota.in/amalgamation/1.%20Draft%20scheme%20of%20amalgamtion.pdf

Chambal Breweries 2025-2026 Results PLEASE CHECK ALSO

https://scanx.trade/stock-market-news/companies/chambal-breweries-board-to-meet-on-may-28-for-q4fy26-results/41008787 

 Blog Credit to ;-

 Mr. Vijay, Jalandhar , m 7009409142

himanshusoi478@gmail.com

Chambal Breweries and Distilleries official site

https://www.chambalkota.in/amalgamation.html 

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Earlier  Invade Agro had made an open offer to the shareholders  of Chambal Breweries at Rs 6 / share. PLEASE RECHECK THIS 

ttps://gretexcorporate.com/assets/documents/open-offer/ms-chambal-breweries-and-distilleries-limited/public-announcement.pdf

Blog Comments 

 Some shares of  Invade Agro are available for sale / purchase ,with Dealers of Rare Indian Shares

July 18, 2026

Hutti Gold Mines Co-2024-2025 -Annual Report

Please click ;-

https://huttigold.karnataka.gov.in/uploads/media_to_upload1771557739.pdf

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OLD POST  

Blog Comments 

 Around 1 : 19 % shares with Non Govt. shareholders 98 : :81 with Govt. / Govt shareholders

 Some shares of Hutti Gold Mines Co are available for sale / purchase ,with Dealers of Rare Indian Shares

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Old Posts


History

 Re-discovery of the various gold fields in the Hutti belt by the Hyderabad (Deccan) Company took place in the closing years of last century after 1980 and a mine of considerable size was established at Hutti (then in Hyderabad State) between 1887 and 1920 when the Main Mine was developed by the Hutti (Nizams's) Gold Mines Co., an offshoot of the Hyderabad (Deccan) Company and mined upto 1056m. depths recovering 7.40 tonnes of gold from about 0.38 million tonnes of ore at an average grade of 19.48 g/t. A little development work was also done during this period on Oakley's & Village Reefs simultaneously. The mines were closed during 1920 as permit development and areas had been worked out and insufficient funds did not permit development and discovery of new reefs or extension of reefs then being worked, apart from difficulties faced from World War I during this period.

1887 - Gold Mining was undertaken by "Hyderabad (Deccan) Company" for the Nizam of Hyderabad.
1880 - 1920 Modern mining took place by M/s. John Taylor's and Sons. During the period between 1902 to 1918 only the Main Reef alone produced 3.8 lakhs tonnes of ore and yielded 7.41 tonnes of gold @ an
average grade of 19.45 g/t. and was mined upto 1052 m. depth.
1920 - Mine closed down due to paucity of materials, funds, and also attributable to World War I.
1938 - Detailed exploration by geological & geophysical surveys, diamond drilling and dewatering of the Village Reef mine were conducted, which resulted in rediscovery of Zone - I and Oakley's Reefs.
1947 - On 8th July 1947 "Hyderabad Gold Mines Company Limited" was incorporated and the mining operations were entrusted to John Taylor & Sons by the Nizam of Hyderabad.
1956 - It was renamed as "The Hutti Gold Mines Company Limited" (HGML) with the formation of Mysore State (now Karnataka) when the states were reorganized.
1966 - Indian Gold Control Act 1966 imposed severe restrictions on Gold trade and industry.
1971 - In its Silver Jubilee year, the capacity was tripled from 310 Tonnes per day (TPD) to 910 TPD.
1985 - The two loss making Copper Units "Chitradurga Copper Company" and "Karnataka Copper Consortium Limited" at Kalyadi were amalgamated with HGML. Thus the company's operations were extended to Copper mining and production of Copper Concentrate.
1992 - The Gold Control Act was repealed allowing free import of gold resulting in almost stabilization of Indian gold prices.
1996 - Introduction of Carbon-in-Pulp (CIP) technology in the Mill
1997 -In its "Golden Jubilee Year", HGML undertaken a comprehensive Modernization & Expansion programme to double it's production by increasing capacity at Hutti and conversion of Copper unit to Gold unit at Chitradurga.
1998-99 & 2002 - Phasewise Ball Mill addition
2002-04 - Introduction of large Agitators (11 m dia x 11.5 m height)
2005 - Improvement in the Sand stowing system, Detoxification plant, new high rate thickener and Carbon column
2005-10RP area exploration, Uti Gold Project and Hira-buddinni Gold Project development & expansion, Wind Mill expansion at CGU.
2010-12 SAG & Ball Mill of 100 TPH, IInd phase Mining.
2012 MOU with Karnataka State Bio fuel Development Board for establishing Bio-Fuel Park.
2013 The Mega Circular Shaft (6 m Dia, upto 940 m depth) sinking is started on 25.01.2013.
2014-15 50TPD two Ball mill. Decline Mining in Hutti North block

Source / credit
official website

====================

Business[edit]

HGML had an accumulated loss of ₹30 crores ($7.5 million) for the period 1995-2000 but made up this loss a bit by generating profits of ₹19 crores ($4.75 million) in the first nine months of 2001.[6] It went back into red in the year 2002-2003 and was on the verge of closure before it bounced back in the year 2004-2005 to post a profit of ₹48 crores ($12 million).
According to a preliminary audit for 2011-12, the company has achieved a gross profit of ₹551.13 crores before tax by selling gold and wind power generated from the Chitradurga wind plant. This is the biggest profit generated by the company in its history.[7]

Source / for more

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For Video , please click :-

https://www.youtube.com/watch?v=nIWELMFJilg

Motilal Oswal Home Finance shares Trade in Unlisted Market

 For Financials - Please click -PLEASE RECHECK ALSO

https://www.google.com/search?client=firefox-b-e&q=motilal+home+finance+results+

Official site

 https://motilaloswalhf.com/ 

Important ;  Motilal Oswal Home Finance share is Re 1 paid. PLEASE RECHECK THIS.

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OLD POST  

July 18, 2025

Motilal Oswal Home Finance -2024-2025 Annual Report

 Please click ;-

https://3adeal.com/images/pdf-doc/Motilal%20Oswal%20Home%20Finance%20Ltd-%20AR%202025.pdf?1749644263957

 Motilal Oswal Home Finance reported PAT of Rs. 56 Crores in H1FY25.

Source

https://www.motilaloswalgroup.com/Our-Businesses/Home-Finance 

Zepto IPO -Motilal Oswal Invests - Moneycontrol link

 Please click ;-

https://www.moneycontrol.com/news/business/ipo/zepto-ipo-norges-motilal-oswal-to-invest-in-800-million-ipo-valuing-company-at-5-1-billion-post-money-13976803.html

 Zepto -Official site 

https://www.zepto.com/?srsltid=AfmBOoo_jDlpcEAcRjc7RUo3lYSvKHvVgpQx1_kiqZrDSBFpo5_Rt-AG

 Blog Comments: Some shares of Zepto  are available for Sale / Purchase with Dealers of Rare Indian Shares .

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OLD POST

June 09, 2026

Zepto ipo News - Upstox News

 Please click ;-

https://upstox.com/news/market-news/ipo/zepto-ipo-quick-commerce-giant-files-updated-drhp-with-8-010-crore-fresh-issue-a-look-at-financials/article-195001/

UP Electricals - Q3- 2026-Results

 Please click ;-

https://www.msei.in/MeetingAnnouncement/UPELECT/Unaudited%20Financial%20Results/2023215/15022023_UPELECT_01.pdf

 Blog Comments

 Some shares of UP Electricals are available , for Sale/Purchase , with Dealers of Rare Indian Shares

July 17, 2026

Dhandapani Spinning Mills , Salem - Tamil Nad-Shares Trade in Unlisted Market

 For more on Dhandapani Spinning Mills , please click ;-

https://www.crisilratings.com/mnt/winshare/Ratings/RatingList/RatingDocs/DhandapaniSpinningMillsLimited_October%2007_%202024_RR_353583.html

 https://economictimes.indiatimes.com/company/dhandapani-spinning-mills-limited/U17111TZ1994PLC005514

 Blog Comments

 Some shares of Dhandapani Spinning Mills  are available , for Sale/Purchase , with Dealers of Rare Indian Shares

Ramaraju Surgical Mills- 2025-2026- Results

 Please click ;-  

   http://www.ramarajusurgical.com/reports/2026-Q4.pdf

 

Official site 

https://www.ramarajusurgical.com/index.html 

Blog Comments

 Some shares of Ramaraju Surgical Mills are available , for Sale/Purchase , with Dealers of Rare Indian Shares

Largecap shares to do well - ET link

 Please click ;-

https://economictimes.indiatimes.com/markets/stocks/news/indias-beaten-down-largecaps-set-to-rebound-on-foreign-flows/articleshow/132378841.cms?utm_source=newsletter&utm_medium=email&utm_campaign=NIO&type=investment&ncode=d361cc3f69bb34864998bcae362a59d3389ddea79007c0dbc92bb71427dfdba382e358ae138c194b4d11834cd5bfec0e3528ca24e3cc494a359e60280ea123700ea386c07e26729c4fb28aeef4abc77cce7b9475aa503e1d&nl_id=5f5a31db80f79664e95679d0

July 16, 2026

KLM Axiva Finvest -2024 -2025 Annual Report

 Please click ;-

https://admin.klmaxiva.com/uploads/KLM_Axiva_Annual_Report_24_25_final_adc0781f21.pdf

Official site

https://klmaxiva.com/

 Blog Comments

 Some shares of KLM Axiva Finvest    are available for Sale / Purchase with Dealers of Rare Indian Shares.


ITR 2026 filing - Please check your Annual Information Statement - AIS

 Please click ;-

https://www.indiatoday.in/business/story/itr-filing-alert-more-than-5-crore-taxpayers-have-checked-this-statement-have-you-income-tax-department-2948972-2026-07-16?utm_source=izooto&utm_medium=push_notifications&utm_campaign=promotion

SNA Milk and Milk Products- shares Tradein Unlisted Market

 Please click ; PLEASE RECHECK ALL FACTS

https://altiusinvestech.com/company/desifarmsunlistedshares

https://www.zaubacorp.com/SNA-MILK-AND-MILK-PRODUCTS-PRIVATE-LIMITED-U74999PN2016PTC164715 

Blog Comments

 Some shares of SNA Milk and Milk Products    are available for Sale / Purchase with Dealers of Rare Indian Shares.

Misguided Move - Revival of Calcutta Stock Exchange - ET editorial

Please click ;

https://economictimes.indiatimes.com/opinion/et-editorial/calcutta-stock-exchange-r-i-p-/articleshow/132423237.cms?from=mdr

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OLD POST

 

July 13, 2026

Calcutta Stock Exchange - Revival Update

 Please click ;-

ttps://economictimes.indiatimes.com/markets/stocks/news/118-year-old-calcutta-stock-exchange-plans-comeback-with-new-trading-platform/articleshow/132354144.cms?from=mdr

https://www.msn.com/en-in/money/topstories/calcutta-stock-exchange-revival-cse-says-future-course-depends-on-sebi-guidance-experts-flag-challenges/ar-AA27MPBF?ocid=finance-verthp-feeds 

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OLD POST

June 23, 2026

Calcutta Stock Exchange - Revival Soon ? Moneycontrol link

 Please click ;-

https://www.moneycontrol.com/news/india/calcutta-stock-exchange-revival-why-west-bengal-wants-to-bring-back-india-s-118-year-old-bourse-13956001.html#google_vignette

 Blog Credit to ;-

 Mr. Vijay, Jalandhar , m 7009409142

himanshusoi478@gmail.com

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Shares like Mohan Meakin and Dalmia  Bharat Refractories are listed in Calcutta Stock Exchange.

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OLD POST

Calcutta Stock Exchange-2024-2025-Annual Report

 Please click ;-

https://www.cse-india.com/upload/upload/CSE_Balance_sheet_24-25.pdf 

 Official  site

https://www.cse-india.com/upload/upload/CSE_Balance_sheet_24-25.pdf

 Face value of 1 share of Calcutta Stock Exchange is Re 1. PLEASE RECHECK THIS

Blog Comments

 Some shares of Calcutta Stock Exchange are available for Sale / Purchase with Dealers of Rare Indian Shares.

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OLD POST

 

June 23, 2026

Fellow Stephanian Swapan Dasgupta - Finance Minister West Bengal Congrats and Best wishes

When I joined St. Stephen's College, Delhi ,in 1975 , for a few months , I was in Rudra South ( O 4 ). On the first floor , before he soon left for England , was Swapan Dasgupta .
 
 In England , Swapan organised protest rallies against Emergency in India. Swapan would send newspaper cuttings to Chandan Mitra. later owner of Pioneer newspaper ,which letters Chandan read aloud to us -Freshers
-------------
 
During 1977 elections many political rallies were in and around Maurice Nagar. AB Vajpayee, Raj Narain and Vijay Laxmi Pandit addressed these.
There were slogans like :-
Hindustan Hamara Hai - Indira Ki Jagir .Nahin
Aandhkaar Mein Ek Prakaash - Jai Prakash Jai Prakash
-------------------------
 There were others who opposed Emergency in their own way. Our English ( subsidiary subject ) gave us a passage stating :-
A person was at the DTC bus stop waiting for a long time . Finally a bus arrived. But the Bus did not stop there. The harried commuter discovered why. On the back side of the Bus was a DAVP - Emergency slogan :- " The Nation is on the Move "
There was a dark complexioned fellow Stephanian . A group of his friends would confront him and collectively shout :- " Kaaley Dhandey Ka Mazaa- Kala Muh Aur Kari Sazaa " ( Another of Emergency slogans )

July 14, 2026

7th National Online Quiz on Insolvency and Bankruptcy Code, 2016 - (15th July 2026 to 15th August 2026 )

The Insolvency and Bankruptcy Code, 2016 is a landmark legislation which provides a time-bound mechanism for reorganisation and insolvency resolution of corporate persons, partnership firms and individuals.
 
The Insolvency and Bankruptcy Board of India (IBBI) endeavours to promote deeper understanding of the Code among all its stakeholders so that they may make best use of the same for their advantage.
 
In this spirit and to create awareness about the insolvency and bankruptcy regime amongst various stakeholders, IBBI is launching its 7th National Online Quiz on the Code, in collaboration with quiz.mygov.in, a Government of India’s citizen engagement portal. The Quiz Brochure containing detailed covenants is attached herewith for kind reference.
The Quiz is active for a period of one month, from 15th July 20256 to 15th August 2026.
 
Just take 10 minutes quiz from anywhere, on any mobile/ computer, anytime. The best performers will be awarded medals and exciting cash prizes.
The details are available in the brochure attached herewith.
 
Wish you happy quizzing!

Regards,
BSE Investors’ Protection Fund

Maverick Simulation Solutions - 2024-2025 Annual Report

 Please click ;-

https://mavericksimulation.com/wp-content/uploads/2026/02/Annual-Report.pdf 

Official site 

https://mavericksimulation.com/ 

 Blog Comments

 Some shares of Maverick Simulation Solutions are available for Sale / Purchase with Dealers of Rare Indian Shares


Cremica Agro Foods , Ludhiana -2025-2026 Results

 Please click ;-

https://cremicaagro.com/wp-content/uploads/2026/05/CAFL-Financial-Results-for-Q4-and-FY26.pdf 

Official site ;-

https://cremicaagro.com/ 

Blog Comments

 Some shares of Cremica Agro Foods are available for Sale / Purchase with Dealers of Rare Indian Shares.

July 13, 2026

Calcutta Stock Exchange - Revival Update

 Please click ;-

ttps://economictimes.indiatimes.com/markets/stocks/news/118-year-old-calcutta-stock-exchange-plans-comeback-with-new-trading-platform/articleshow/132354144.cms?from=mdr

https://www.msn.com/en-in/money/topstories/calcutta-stock-exchange-revival-cse-says-future-course-depends-on-sebi-guidance-experts-flag-challenges/ar-AA27MPBF?ocid=finance-verthp-feeds 

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OLD POST

June 23, 2026

Calcutta Stock Exchange - Revival Soon ? Moneycontrol link

 Please click ;-

https://www.moneycontrol.com/news/india/calcutta-stock-exchange-revival-why-west-bengal-wants-to-bring-back-india-s-118-year-old-bourse-13956001.html#google_vignette

 Blog Credit to ;-

 Mr. Vijay, Jalandhar , m 7009409142

himanshusoi478@gmail.com

------------

Shares like Mohan Meakin and Dalmia  Bharat Refractories are listed in Calcutta Stock Exchange.

---------

OLD POST

Calcutta Stock Exchange-2024-2025-Annual Report

 Please click ;-

https://www.cse-india.com/upload/upload/CSE_Balance_sheet_24-25.pdf 

 Official  site

https://www.cse-india.com/upload/upload/CSE_Balance_sheet_24-25.pdf

 Face value of 1 share of Calcutta Stock Exchange is Re 1. PLEASE RECHECK THIS

Blog Comments

 Some shares of Calcutta Stock Exchange are available for Sale / Purchase with Dealers of Rare Indian Shares.

-------

OLD POST

 

June 23, 2026

Fellow Stephanian Swapan Dasgupta - Finance Minister West Bengal Congrats and Best wishes

When I joined St. Stephen's College, Delhi ,in 1975 , for a few months , I was in Rudra South ( O 4 ). On the first floor , before he soon left for England , was Swapan Dasgupta .
 
 In England , Swapan organised protest rallies against Emergency in India. Swapan would send newspaper cuttings to Chandan Mitra. later owner of Pioneer newspaper ,which letters Chandan read aloud to us -Freshers
-------------
 
During 1977 elections many political rallies were in and around Maurice Nagar. AB Vajpayee, Raj Narain and Vijay Laxmi Pandit addressed these.
There were slogans like :-
Hindustan Hamara Hai - Indira Ki Jagir .Nahin
Aandhkaar Mein Ek Prakaash - Jai Prakash Jai Prakash
-------------------------
 There were others who opposed Emergency in their own way. Our English ( subsidiary subject ) gave us a passage stating :-
A person was at the DTC bus stop waiting for a long time . Finally a bus arrived. But the Bus did not stop there. The harried commuter discovered why. On the back side of the Bus was a DAVP - Emergency slogan :- " The Nation is on the Move "
There was a dark complexioned fellow Stephanian . A group of his friends would confront him and collectively shout :- " Kaaley Dhandey Ka Mazaa- Kala Muh Aur Kari Sazaa " ( Another of Emergency slogans )