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Capital Small Finance Bank Limited, India's 1st Small
Finance Bank, started operations on April 24, 2016. Capital Local Area
Bank along with nine other entities was granted in-principle approval by
the Reserve Bank of India to set up 'Small Finance Bank' on September
16, 2015. Capital Local Area Bank, the largest Local Area Bank in the
country, before conversion to 'Small Finance Bank' has been into
operations for last 16 years with excellent performance in all spheres.
The Bank pioneered in bringing modern banking facilities to the rural areas at low cost. From day one 7-Day Branch Banking was introduced with extended banking hours. The focus to serve common man and the local touch advantages has given the Bank a competitive edge over other banks operating in the region. Within a short period,most of the branches becomes market leaders of their respective centres. The Bank is providing a safe, efficient and service oriented repository of savings to the local community while reducing their dependence on moneylenders by making need based credit easily available.
The Bank transitioned from a Local Area Bank to Small Finance Bank with 47 branches. 36 new branches have become operational since then, taking the total number of branches to 83 (42 Rural, 28 Semi Urban, 9 Urban and 4 Metropolitan). During the current financial year, expansion has been planned to the States of Haryana and Delhi along with other parts of Punjab.
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